You go girl! That’s fabulous! Make sure to keep one of your older card accounts open, even if you charge $5 here and there and pay it off. I’m in banking and have been in business where credit is important. Most people don’t realize it is a good thing to keep a card open for longetivity and show you will pay it on time. I always encourage those building up credit to keep the oldest card if they want to get rid of cards. If you worry you’ll charge it up, you can keep the card and call to lower the limit or have them contact you for permission to charge over a certain amount. You can also lock it away or put it somewhere that you have to work to get to it so you will think before you use it. No credit or nothing on a record for a long time is often more of a challange than lower credit.
Congrats again on reaching a goal! That’s fantastic!
And yes, so true about building up the credit using cards. I had to get a credit report for a mortgage and it turned out that as I’d never been in any debt, I didn’t have as good a credit rating as I’d hoped/thought.
Thank you Kelley! It’s because of your killer course that my perspective on how I tenderly care for my money aka life force energy, has COMPLETELY transformed! So so so very grateful! I’ve been trying to get out of debt for years, if I was lucky I’d pay it off only to rack it up again. But not this time! My thinking has changed and now having integrity in all my financial affairs is what matters most!